Money Saving Hacks


Money Saving Hacks

Money Saving Hacks:

Saving for your future can make all the difference, especially when you start early. Practicing small saving habits can be a good start to financial freedom.

Here's an ultimate list of money saving hacks you might want try.


  • Avoid fast food

As much as possible, ditch fast food. If your company does not have a free lunch, you can opt to have a packed lunch instead of going out.

  • Grocery checklist

Before going to the supermarket, list all the things that you need to buy and stick with it. Not doing this will only lead you to buy anything you see in the store.

Creating a grocery checklist will discipline you to only buy the important ones and help you to avoid buying the things you do not really need. Hence, enable you to save money.


 Wash clothes on cold water

When washing your clothes on the machine, use cold water since it requires less energy.

  • Replace light bulb

Switch to compact fluorescent lights or LED bulbs. These types of light bulb are cheaper and they last longer, refraining you in changing your light bulb every now and then.

  • Air dry your clothes

Air dry your clothes after washing instead of spinning it in the washing machine.

  • Unplug appliances

One of the common practices to save money is to unplug appliances when not in use. An easy way to do this is to plug your things into a power strip and unplug it when you are not using them.


  • Download airlines app

Surely, everyone wants a seat sale. To be able to know first the seat promos and discounts, download the mobile apps of the airlines you often fly with and secure an account. Many airlines notify their subscribers first.

  • Opt hostel instead hotel

When travelling, whether local or international, choose hostel over hotel for your accommodation. Hostel is much cheaper compared to its counterpart and you can save up to 50%. The only downside of hostel is that you will be sharing room with fellow travelers. But, it also has the same amenities of hotel, such as hot shower, toilet, and Wi-Fi, among others.


  • Build emergency fund

As soon as you start working, you must start building your emergency fund. Many financial experts suggest allotting 10% to 15% of your income to your emergency fund.

Every time you get your paycheck, secure this percentage first and transfer it to your bank account. Do every cut-off before you start spending, so you are assured that you are paying yourself first.

  • Have a travel fund 

When we budget our money, we often set aside certain amount for food, utilities, or transport among others. Apart from these, include travel fund in your budget plan. List it with other categories you often create. This way, your allotted budget for your next travel will keep accumulating until the day you need it. You do not need to come up with a huge amount of money right away.

Building your wealth and establishing financial security does not happen overnight. It takes several steps to go to the right direction. And one step is to start saving your money as early as now.

Make time to practice these money saving habits and eventually reach financial stability.

Disclaimer: The opinions expressed in this post are the personal views of the author. They do not necessarily reflect the views of Any omissions or errors are the author and Miss2Mom does not assume any liability or responsibility for them.

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Karen Ching | 9 Posts

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